"Where risk exists, a banker would shirk (or habitually increase interest rate). On the other hand, an entrepreneur would perk up and look for opportunities lurking behind that risk. If farmers’ liability is a huge risk which the banks are not willing to fund, then a shift in the thinking (in how one looks at the problem) would open more avenues. I do not mean to suggest that solutions are easy, but they seem a lot harder if thinking and the mindset doesn’t change."

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